FOR FREELANCERS & THE SELF-EMPLOYED
Accounting & Tax Support for Freelancers & the Self-Employed
No employer withholding tax for you. We help Ontario freelancers keep more of what they earn — every deduction captured, HST and instalments handled, and a plan so the CRA bill never surprises you.
What we help you with
| Expense deductions | Claim everything you’re entitled to — software, equipment, supplies, professional fees — and nothing you’re not. |
| Home-office | A defensible portion of your rent/mortgage, utilities, and internet, calculated correctly. |
| Vehicle | Mileage vs. actual costs, logbooks, and what you can really claim when you drive for work. |
| Marketing & subscriptions | Ads, website, and tools captured as the deductions they are. |
| HST & instalments | When to register, how much to remit, and how to avoid instalment-interest surprises. |
| Salary vs. dividends | If you incorporate, we’ll help you pay yourself the smart way. (Read our guide →) |
Should you incorporate?
Many freelancers eventually hit the point where incorporating saves real money. We’ll run your actual numbers and tell you honestly whether it’s worth it yet — no upsell.
Simple, flat pricing
Bookkeeping and tax support for freelancers starts at $199/month. Prefer help just at tax time? Ask about our personal + self-employment return package. Book a free consult and we’ll quote you flat.
FAQ
Legitimate business expenses: home office, business use of your vehicle, marketing and ads, software and subscriptions, professional fees, a portion of your phone and internet, supplies, and equipment. The rule is simple — if it's genuinely for the business and you keep the receipt, it likely counts
Yes. If you work from home, you can claim a reasonable portion of your rent or mortgage interest, utilities, and internet, based on the share of your space used for work. Done properly, it's often one of the biggest deductions available to the self-employed.
Once your business earns more than $30,000 in revenue over four consecutive quarters, you're required to register for HST and start charging it. Some situations require registering sooner. We handle registration and filing so it's one less thing to track.
Generally, if your net tax owing is over the CRA's threshold two years in a row, they'll ask you to pay by quarterly instalments rather than in one lump sum. We forecast this for you so there's no surprise bill — and no instalment interest.
Sometimes — usually once your income is consistent and higher than what you need to live on, so you can benefit from tax deferral and lower corporate rates. We'll run your actual numbers and tell you honestly whether it's worth it yet. No upsell.
Your income (invoices and payment records), receipts for expenses, and a mileage log if you claim vehicle costs. We can set you up with a simple cloud system so this takes minutes, not weekends.
testimonial
Clients Feedback & Reviews
Get your time back and your books done right.
Flat monthly fee. CPA-reviewed. Always tax-ready.